We offer Many Loan Options for you to Choose from.

Conventional Loans

Competitive

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FHA Loans

Low Down Payment

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USDA Loans

Rural Development

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VA Loans

No Down Payment

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Refinance Loans

Lower your Rate or Payment

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Non-QM Loans

Flexible Financing Options

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The following documents may be requested to obtain new mortgage loan:

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
A letter of explanation for any known credit problems
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

Read our Recent Blogs

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Jun 10, 2025

Facing foreclosure? Learn the steps you can take to protect your home and explore your options for financial recovery.

Should You Hold Out for Lower Interest Rates Before Buying a House?

Jun 03, 2025

Thinking about buying a home? Here's what you need to know about mortgage rates, timing your purchase, and planning for your future.

More Borrowers Are Putting 20% Down - Should You?

May 29, 2025

Learn if a 20% down payment is necessary when buying a home, and explore your other options. Clear, practical advice for first-time buyers.

What Our Customers Say About Us

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5.0

4 reviews

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I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely ...

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely appreciate since it was my first refi . I highly recommend Atlas mortgage , they treat you like family and have your best interest at heart . Thank you Charmagne and Evelyn all the help through the process , I appreciate it and will sure use Atlas Mortgage in my future real estate and mortgage needs .