We offer Many Loan Options for you to Choose from.

Conventional Loans

Competitive

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FHA Loans

Low Down Payment

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USDA Loans

Rural Development

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VA Loans

No Down Payment

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Refinance Loans

Lower your Rate or Payment

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Non-QM Loans

Flexible Financing Options

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The following documents may be requested to obtain new mortgage loan:

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
A letter of explanation for any known credit problems
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

Read our Recent Blogs

The Pros & Cons of Buying a Foreclosure

Apr 01, 2025

Discover the pros and cons of buying a foreclosure. Learn how to avoid common pitfalls and make a smart decision when purchasing a bank-owned home.

VA Loans: Your Top Questions Answered

Mar 25, 2025

Learn how your VA loan benefits can help you buy a home with $0 down and no PMI. Discover the benefits and potential drawbacks before you get started.

How to Challenge a Low Home Appraisal

Mar 18, 2025

A low home appraisal can impact your sale, but you can challenge it. Learn how to review, dispute, and correct an undervaluation for a fair price.

What Our Customers Say About Us

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I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely ...

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely appreciate since it was my first refi . I highly recommend Atlas mortgage , they treat you like family and have your best interest at heart . Thank you Charmagne and Evelyn all the help through the process , I appreciate it and will sure use Atlas Mortgage in my future real estate and mortgage needs .