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Phone : 863-293-6669

Purchase Refinance

We offer Many Loan Options for you to Choose from.

Conventional Loans

Competitive

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FHA Loans

Low Down Payment

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USDA Loans

Rural Development

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VA Loans

No Down Payment

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Refinance Loans

Lower your Rate or Payment

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Non-QM Loans

Flexible Financing Options

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The following documents may be requested to obtain new mortgage loan:

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
A letter of explanation for any known credit problems
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

Read our Recent Blogs

What is a Limited Cash-Out Refinance?

Nov 11, 2026

Learn how a limited cash-out refinance works, including cash limits, eligibility, costs, and when it may fit mortgage goals.

How Long Does It Take to Sell a Home? A Practical Timeline

Nov 04, 2026

Selling a home takes preparation, market time, and closing. Learn the timeline factors that can speed up or slow down

VA Non-Allowable Fees: What Veterans Should Know

Oct 28, 2026

Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.

What Our Customers Say About Us

Rating

5.0

5 reviews

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We had a great experience with Atlas Mortgage! Everything went smoothly and they provided everything we needed quickly and effectively! Highly recomme ...

We had a great experience with Atlas Mortgage! Everything went smoothly and they provided everything we needed quickly and effectively! Highly recommend this team if you are in need of mortgage services!

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Lisa Lasseter

1 year ago

Posted on Google

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely ...

I did a refi with Atlas Mortgage on March of 2024 , Charmagne and Evelyn walked me through the process with ease and professionalism that I immensely appreciate since it was my first refi . I highly recommend Atlas mortgage , they treat you like family and have your best interest at heart . Thank you Charmagne and Evelyn all the help through the process , I appreciate it and will sure use Atlas Mortgage in my future real estate and mortgage needs .

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Lahoucine Abounasser

2 years ago

Posted on Google

I just recently closed on a new home with Atlas Mortgage and they were great! They helped me throughout the process and found my forever home! Thank y ...

I just recently closed on a new home with Atlas Mortgage and they were great! They helped me throughout the process and found my forever home! Thank you so much Evelyn and Charmagne

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Angelina Boyzo

2 years ago

Posted on Google

Charmagne & Evelyn helped me to buy my 1st house 17 years ago. They helped my fiancé purchase his 1st house about 9 years ago. Last year they assisted ...

Charmagne & Evelyn helped me to buy my 1st house 17 years ago. They helped my fiancé purchase his 1st house about 9 years ago. Last year they assisted us with selling his old house and helped us purchase our new home this year 2018. We trust Charmagne and Evelyn!!! They both have been a pleasure to work with. I would NOT hesitate to refer a friend!!!

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8 years ago

8 years ago